SG HYSA Calculator
Account NameYearly InterestEffective Interest
Rate (EIR)
WebpageRemarksUpdated at
UOB Bank (Pre 2025/05)00.00Official Website

The calculation here excludes
spending rebates included in their calculator.
(Extra 200 a year if you spend 500/mth for a year)

2025-01-08
UOB Bank (Post 2025/05)00.00Official Website

More info under their PDF

2025-04-01
OCBC Bank (Pre 2025/05)00.00Official WebsiteFor more information use the calculator on their website2024-12-01
OCBC Bank (Post 2025/05)00.00Official Website

More info Under the 21 March 2025 notice on their website

2025-03-22
Maribank00.00Official Website

Interest rates are a flat 2.28%
Capped at $100k
Referral code: 4QTP99MT

2025-03-21
Standard Chartered00.00Official Website

Insurance and Investment only
fulfils interest for 6 months

2025-03-22
Trust Bank00.00Official Website

Spending assumes 5 x $30 if spending is more than 150.

2025-03-23
DBS Multiplier Account00.00Official Website

No eligible if you are younger than 18.
Spending includes credit card / paylah retail spend

2025-03-26
GXS00.00Official Website

Caculated using boost pocket (3 months) up to $60,000 with remaining balance in main account
Note: The max amount deposited depends on individual (up to $95,000)

2025-03-29
Chocolate Finance00.00Official Website

1st 20k 3.3% p.a, next 30k 3% p.a.
Amounts above 50k are not included.
Note: This is not a bank
Referral link

2024-12-01
Bank of China SmartSaver00.00Official Website

This account is valid from 2024-11-01 onwards.
Giro Transactions are assumed to be $30 worth each.
BOC base interest rates.

2024-12-01
Bank of China SuperSaver00.00Official Website

This account is valid from 2024-08-01 onwards.
Note: You have to link your paynow to this account to qualify for the sale.

2024-12-01
Maybank Save Up00.00Official WebsiteTo be added2024-12-01
Citi Wealth first Account00.00Official WebsiteTo be added2024-12-01
* Interest rates on their respective websites are subject to change without notice
** Please do your own research before making any decisions, the numbers here serve as a guide.
*** Please ask around in your friend group for referrals to get additional bonuses, you can use the my referral code if your friends do not have any.
$0k$10k$20k$30k$40k$50k$60k$70k$80k$90k$100k$110k$120k$130k$140k$150k$160k$170k$180k$190k$200kSavings ($)$0k$0.5k$1k$1.5k$2k$2.5k$3k$3.5k$4kYearly Interest ($)UOB Bank (Pre 2025/05)UOB Bank (Post 2025/05)OCBC Bank (Pre 2025/05)OCBC Bank (Post 2025/05)MaribankStandard CharteredTrust BankGXSChocolate FinanceBank of China SmartSaverBank of China SuperSaver
* Graph shows interest rates for savings from $0 to $200,000, covering typical savings account ranges