Interest rates are a flat 0.88%
Capped at $100k
Referral code: 4QTP99MT

Insurance and Investment only
fulfils interest for 6 months

Spending assumes 5 x $30 if spending is more than 150.

No eligible if you are younger than 18.
Spending includes credit card / paylah retail spend

Calculated using boost pocket (3 months) up to $85,000 with remaining balance in saving pockets
Note: The max amount deposited depends on individual (up to $95,000)
View other Notices here

1st 20k 2% p.a, next 80k 1.8% p.a.
Amounts above 100k are invested and will not be counted here.
Note: This is not a bank
Referral link

This account is valid from 2024-08-01 onwards.
Note: You have to link your paynow to this account to qualify for the sale.

Flat tiered rates: 0.1875% (first $3K), 0.25% (next $47K), 0.3125% (above $50K).
No more category-based bonus system.

Flat tiered rates (non-additive): 0.1875% (<$5K), 0.30% ($5K–$50K), 0.38% (≥$50K).
Rates effective from 11 June 2026.

Flat tiered base rates: 0.1875% (<$5K), 0.30% ($5K–$50K), 0.38% (≥$50K).
+1.52% p.a. bonus (paid every 6 months) only if ADB increases every month.
Set "Account Increment" > 0 to qualify for the bonus.