SG HYSA Calculator
Account NameYearly InterestEffective Interest
Rate (EIR)		WebpageRemarksUpdated at
UOB Bank00.00Official Website

Visit their official website to find out more

2025-06-28
OCBC Bank (Before 08/25)00.00Official Website

Visit the 27 July Notice to learn more.

2025-06-28
OCBC Bank (After 08/25)00.00Official Website

Visit their official website to find out more

2025-05-05
Maribank00.00Official Website

Interest rates are a flat 1.88%
Capped at $100k
Referral code: 4QTP99MT

2025-05-17
Standard Chartered00.00Official Website

Insurance and Investment only
fulfils interest for 6 months

2025-05-07
Trust Bank (before 08/25)00.00Official Website

Spending assumes 5 x $30 if spending is more than 150. For more info, see the new interest rates

2025-05-07
Trust Bank (After 08/25)00.00Official Website

Spending assumes 5 x $30 if spending is more than 150.

2025-05-05
DBS Multiplier Account00.00Official Website

No eligible if you are younger than 18.
Spending includes credit card / paylah retail spend

2025-05-05
GXS00.00Official Website

Calculated using boost pocket (3 months) up to $60,000 with remaining balance in main account
Note: The max amount deposited depends on individual (up to $95,000)View other Notices here

2025-05-07
Chocolate Finance00.00Official Website

1st 20k 3.0% p.a, next 30k 2.7% p.a.
Amounts above 50k are not included.
Note: This is not a bank
Referral link

2025-05-07
Bank of China SmartSaver00.00Official Website

This account is valid from 2024-11-01 onwards.
Giro Transactions are assumed to be $30 worth each.
BOC base interest rates.

2025-05-01
Bank of China SuperSaver00.00Official Website

This account is valid from 2024-08-01 onwards.
Note: You have to link your paynow to this account to qualify for the sale.

2025-05-05
Maybank Save Up00.00Official Website

*Assumes that Investment qualifies & within Interest period.

Check the base interest rates here		2025-05-05
Citi Wealth first Account00.00Official WebsiteOnly Citigold and above members above 18 years old can access this perk (IE: more than 250k avg balance)
*Assumes Citigold level, Citi Private has a higher level.		2025-05-05
* Interest rates on their respective websites are subject to change without notice
** Please do your own research before making any decisions, the numbers here serve as a guide.
*** Please ask around in your friend group for referrals to get additional bonuses, you can use the my referral code if your friends do not have any.
$0k$10k$20k$30k$40k$50k$60k$70k$80k$90k$100k$110k$120k$130k$140k$150k$160k$170k$180k$190k$200kSavings ($)$0k$0.5k$1k$1.5k$2k$2.5k$3k$3.5k$4kYearly Interest ($)UOB BankOCBC Bank (Before 08/25)OCBC Bank (After 08/25)MaribankStandard CharteredTrust Bank (before 08/25)Trust Bank (After 08/25)GXSChocolate FinanceBank of China SmartSaverBank of China SuperSaverMaybank Save Up
* Graph shows interest rates for savings from $0 to $200,000, covering typical savings account ranges