SG HYSA Calculator
Account NameYearly InterestEffective Interest
Rate (EIR)
WebpageRemarksUpdated at
UOB Bank$0.000.00%WebsiteVisit their official website to find out more2025-11-14
OCBC Bank$0.000.00%WebsiteVisit the official website to find our more2026-04-05
Maribank$0.000.00%Website

Interest rates are a flat 0.88%
Capped at $100k
Referral code: 4QTP99MT

2025-12-27
Standard Chartered$0.000.00%Website

Insurance and Investment only
fulfils interest for 6 months

2026-06-05
Trust Bank (Signature)$0.000.00%Website

Spending assumes 5 x $30 if spending is more than 150.

2026-06-05
Trust Bank (Zen)$0.000.00%WebsiteA Flat 0.4% interest rate up to 1.2 million2026-06-05
DBS Multiplier Account$0.000.00%Website

No eligible if you are younger than 18.
Spending includes credit card / paylah retail spend

2025-10-14
GXS$0.000.00%Website

Calculated using boost pocket (3 months) up to $85,000 with remaining balance in saving pockets
Note: The max amount deposited depends on individual (up to $95,000)
View other Notices here

2026-06-05
Chocolate Finance$0.000.00%Website

1st 20k 2% p.a, next 80k 1.8% p.a.
Amounts above 100k are invested and will not be counted here.
Note: This is not a bank
Referral link

2026-06-05
Bank of China SuperSaver$0.000.00%Website

This account is valid from 2024-08-01 onwards.
Note: You have to link your paynow to this account to qualify for the sale.

2025-10-14
Maybank Save Up$0.000.00%WebsiteAssumes that Investment qualifies & within Interest period.2025-10-14
Citi Wealth first Account$0.000.00%WebsiteOnly Citigold and above members above 18 years old can access this perk (IE: more than 250k avg balance)
Bonus interest capped at first $500k.
*Assumes Citigold level, Citi Private has a higher level.
2026-06-05
* Interest rates on their respective websites are subject to change without notice
** Please do your own research before making any decisions, the numbers here serve as a guide.
*** Please ask around in your friend group for referrals to get additional bonuses, you can use the my referral code if your friends do not have any.
* Graph shows interest rates for savings from $0 to $200,000, covering typical savings account ranges