SG HYSA Calculator

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Citi Wealth First Account

Current EIR: 0.00%
3 rate snapshots

Only Citigold and above members above 18 years old can access this perk (IE: more than 250k avg balance)
Bonus interest capped at first $500k.
*Assumes Citigold level, Citi Private has a higher level.

Interest Rate Over Time
  • Citi Wealth First Account
* Interest rate changes over time. EIR is calculated based on your current savings amount ($0).
** The “updated at” date reflects when this calculator was updated, which may differ from the date the bank published the change.
Rate Change History
DateWhat ChangedYearly InterestEIR
2026-06-05Cap increased: $250K→$500K. Source: https://www.citibank.com.sg/personal-banking/deposits/citi-wealth-first-saving-account$0.000.00%
2025-10-01MonthlyAccIncrease bonus replaced: $3K+ adds +1.5% tier (was 0.015×amount). Source: https://www.citibank.com.sg/pdf/1223/citi-wealth-first-account-tnc.pdf$0.000.00%
2025-05-01Base 0.01%. Spend $250 +1.5%, Invest $50K +1.5%, Insurance $50K +1.5%, Loan $500K +1.5%. MonthlyAccIncrease × 0.015 bonus. Cap $250K. Source: https://sethisfy.com/citigold-access-citibanks-priority-tier-and-stack-bonus-gifts-from-singsaver-sign-up-rewards-from-citibank/$0.000.00%