High Yield Savings Account Calculator Singapore — Compare the Best Rates
Total savings balance to deposit
Salary credited to the bank monthly
On eligible cards monthly
All data stays on your device
Today: Aug 8, 2026
DBS Multiplier
* Interest rate changes over time. EIR is calculated based on your current savings amount ($0). ** The “updated at” date reflects when this calculator was updated, which may differ from the date the bank published the change.
DBS Multiplier
Current EIR: 0.00%
2 rate snapshots
Not eligible if you are younger than 18. Spending includes credit card / paylah retail spend
Factors Affecting Rate
Age
Insurance
Investment
Loan Install
Salary
Savings
Spending
Rate Change History
Date
What Changed
Yearly Interest ($)
EIR (%)
Actions
2025-10-14
No rate change — same multiplier tiers as Aug 2023
$0.00
0.00%
2023-08-01
Simplified structure: lowered eligible transaction threshold from S$2,000 to S$500.
Streamlined tiers (3×3 table), introduced age-based rules (under-29 bonus without salary).
Max 4.10% p.a. on first S$100,000.