Today: Aug 8, 2026

OCBC 360

* Interest rate changes over time. EIR is calculated based on your current savings amount ($0).
** The “updated at” date reflects when this calculator was updated, which may differ from the date the bank published the change.

OCBC 360

Current EIR: 0.00%

3 rate snapshots

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Factors Affecting Rate

Acc Increase

Insurance

Investment

Salary

Savings

Spending

Rate Change History

Date	What Changed	Yearly Interest ($)	EIR (%)
2026-05-01	Bonus rates lowered (1st $75K / next $25K): Salary: +1.0% / +2.0% Save: +0.4% (both tiers) Spend: +0.25% (both tiers) Insurance: +1.0% / +2.0% Investment: +1.0% / +2.0% $250K balance: +1.2% (both tiers)	$0.00	0.00%
2025-08-01	Bonus rates lowered (1st $75K / next $25K): Salary: +1.2% / +2.4% Save: +0.4% / +0.8% Spend: +0.4% (both tiers) Insurance: +1.2% / +2.4% (unchanged) Investment: +1.2% / +2.4% (unchanged) $250K balance: +2.0% (both tiers)	$0.00	0.00%
2025-07-01	Bonus rates (1st $75K / next $25K): Salary: +1.6% / +3.2% Save: +0.6% / +1.2% Spend: +0.5% (both tiers) Insurance: +1.2% / +2.4% Investment: +1.2% / +2.4% $250K balance: +2.2% (both tiers)	$0.00	0.00%