Today: Aug 27, 2026

Trust Bank (Flex)

* Interest rate changes over time. EIR is calculated based on your current savings amount ($0).
** The “updated at” date reflects when this calculator was updated, which may differ from the date the bank published the change.

Trust Bank (Flex)

Current EIR: 0.00%

3 rate snapshots

Flex Plan: picks top 3 qualifying bonus scoops.
Scoops: salary $1.5K (+0.45%), 5×$30 spend (+0.20% NTUC/+0.10%), $100K ADB (+0.30%), Invest $20K (+0.70%), ADB increase $3K (+0.20%).
Trust+ required (min S$100K).

Factors Affecting Rate

Acc Increase

FX Spend

Investment

NTUC Member

PayNow Received

Referred Customer

Salary

Savings

Spending

Rate Change History

Date	What Changed	Yearly Interest ($)	EIR (%)
2026-06-05	8 bonus scoops: refer (+1.20%), invest S$20K (+0.70%), salary (+0.45%), $100K ADB (+0.30%), card spend (+0.20% NTUC/+0.10%), ADB inc $3K (+0.20%), PayNow $1.5K (+0.15%), FX S$500 (+0.15%). Max 2.40% p.a. on S$1.2M.	$0.00	0.00%
2026-03-01	Rate cut: Base: 0.05% (was 0.10%) Salary: +0.45% (was +0.50%) $100K ADB: +0.30% (was +0.40%) Card spend (NTUC): +0.20% (was +0.30%) Card spend (non-NTUC): +0.10% (was +0.20%) PayNow: +0.15% (was +0.20%) FX: +0.15% (was +0.20%) Refer (+1.20%) and Invest (+0.70%) unchanged. Max 2.40% p.a.	$0.00	0.00%
2025-10-08	Flex Plan launched. 8 bonus scoops: refer (+1.20%), invest S$20K (+0.70%), salary (+0.50%), $100K ADB (+0.40%), card spend (+0.30% NTUC/+0.20%), ADB inc $3K (+0.20%), PayNow $1.5K (+0.20%), FX S$500 (+0.20%). Base 0.10%. Up to 2.50% p.a. on S$1.2M. Trust+ required.	$0.00	0.00%