UOB One Account
Current EIR: 0.00%
5 rate snapshots
Visit their official website to find out more
Interest Rate Over Time
- UOB One Account
** The “updated at” date reflects when this calculator was updated, which may differ from the date the bank published the change.
Rate Change History
| Date | What Changed | Yearly Interest | EIR |
|---|---|---|---|
| 2025-12-01 | Top tier cut again: 1st $25K 4.5%→3.4%, next $50K 3%→2.5%. Source: https://www.uob.com.sg/assets/web-resources/personal/pdf/save/everyday-accounts/revision-of-interest-rates-for-uob-one-account.pdf | $0.00 | 0.00% |
| 2025-10-15 | Top tier partially restored: 1st $25K 3.4%→4.5%, next $50K 2.5%→3%, next $75K 1%→1.5%. Source: https://www.businesstimes.com.sg/companies-markets/uob-trims-one-account-interest-rate-again-maximum-2-5-annum-first-s150000 | $0.00 | 0.00% |
| 2025-09-01 | Top tier (Spend $500 + Salary): 1st $25K 5.3%→3.4%, next $50K 3.8%→2.5%, next $75K 2.3%→1%. Giros tier: 1st $50K 2.5%→1.5%. Source: https://milelion.com/2025/08/01/uob-one-account-nerfing-interest-rates-to-2-5-p-a-from-september-2025/ | $0.00 | 0.00% |
| 2025-05-01 | EIR cut from 4% to 3.3% p.a. Top tier (Spend $500 + Salary): 1st $75K 3%→2.3%, next $50K 4.5%→3.8%, next $25K 6%→5.3%. Giros tier: 1st $75K 2%→1.5%, next $50K 3%→2.5%. Source: https://milelion.com/2025/04/01/uob-one-account-nerfing-interest-rates-to-3-3-p-a-from-may-2025/ | $0.00 | 0.00% |
| 2024-05-01 | EIR cut from 5% to 4% p.a. Cap raised from $100K to $150K. New 6-tier structure: 1st $30K 3.85%→3%, next $30K 3.9%→3%, next $15K 4.85%→3%, next $25K 7.8%→4.5%, next $25K 0.05%→4.5%, new top tier $25K at 6%. Giros tier also restructured to 6 tiers. Source: https://milelion.com/2024/04/01/uob-one-account-cutting-interest-rates-to-4-p-a-from-may-2024/ | $0.00 | 0.00% |